Fairpoint (Call Recorder)

Key Facts

Industry: Debt Management
Business Need: FSA Compliance / Staff Training
Xarios Solution:  Call Recorder, 240 Channel

About Fairpoint

The Fairpoint journey started back in 1997 when Debt Free Direct was established by Latham Chartered Accountants. The aim was to provide the widest possible range of solutions to the growing number of individuals with debt problems.

In 2008 Debt Free Direct became a brand managed by the Fairpoint Group PLC and the debt solutions business expanded to offer debt management plans.

Lead by a skilled management team and after a series of successful acquisitions in recent years, Fairpoint has grown into one of the leading financial service providers in the industry. With brands such as Clear Start, Allixium and Lawrence Charlton as part of their repertoire, the Fairpoint Group is an exceptional choice for the financially stressed consumer.

The Challenge

Fairpoint needed a call recording solution to meet the legal requirement outlined by the Financial Services Authority (FSA) which calls for financial institutions to record and store telephone conversations and electronic communications. In addition, the software would be used for staff training and quality testing

"Having call recording in place is really important to ensure that we can prove to regulators that we are adhering to the necessary guidelines, as well as seeking opportunities to improve customer service and the products that we provide."

Paul Stritch, Fairpoint

More recently, Fairpoint have joined the debt management association DENSA and as a result they required an additional solution to comply with regulations more quickly and efficiently.

The Xarios Solution

Xarios supplied Fairpoint with a 240 channel Enterprise Call Recorder with Speech Analytics. This solution provided Fairpoint with an environment in which they could measure and audit their compliance obligations to the FSA.

"For me, Speech Analytics is the next level in call recording. It allows us to drill down into much greater detail by highlighting the calls that don't contain certain keywords and therefore enables us to identify problem  areas."

Paul Stritch, Fairpoint

The call recorder speeds up the staff training process and is an integral part of the company's staff performance management. Additionally, the Speech Analytics component enables them to automatically search for breaches of compliance, for example, the absence of statutory statements required during the process of debt management.

What makes Xarios different?

The Xarios Call Recorder has an extremely close integration with the Mitel API and with 400 staff, changes to the telephone system directory are automatically synchronised with the Call Recorder database which means administration is kept to a minimum. Fairpoint use a proprietary database called IMS. They wanted to automatically paste the case reference associated with the caller ID into one of the fields in the call recorder database so that they could search for calls using the IMS case reference.

Xarios wrote a site-specific software application that took an export of the caller IDs and associated IMS case reference and this application continues to run a scheduled task to automatically populate the call recorder database overnight. Fairpoint have a 24 by 7 by 365 support contract with Xarios which ensures problems are resolved as quickly as possible as and when they arise.